Feb 11, 2026
B-CITI Builds the Transactional Backbone of Agentic AI Through Strategic Joint Venture with VCC
Vivianne Gravel
From interaction to revenue — at scale, with sovereignty and trust built in.
Montreal, February 11, 2026 — B-CITI, a Canadian AI platform company transforming interactions into revenue, and Visible Commerce Connection (VCC), a specialist in commercial activation and payment infrastructure, announce the signing of a strategic joint venture.
The rules of the game have changed. SEO no longer delivers. Websites no longer convert. To generate revenue, organizations must reach their users where they are — and turn every interaction into a transaction. That's exactly what this alliance enables: B-CITI's AI generates the opportunities, VCC's infrastructure converts them into payments.
AI Doesn't Recommend. It Converts.
ATNA, B-CITI's artificial intelligence engine, goes beyond analysis: it generates transactions. Hyper-personalized recommendations, conversational commerce, abandoned cart recovery, intelligent payment orchestration — every interaction becomes a conversion opportunity.
And with bTrusted, this personalization is built on ethical governance that strengthens user trust.
More trust → more shared data → more relevance → more transactions. A virtuous cycle.
Why Agentic AI Needs a Trust Layer
As AI agents increasingly act on behalf of consumers — browsing, comparing, purchasing — they need infrastructure they can transact through with verified identity, auditable decisions, and sovereign data governance. Most platforms treat AI as a feature layer on top of existing systems. B-CITI treats it as the operating system itself: every recommendation is grounded, every transaction is traceable, and every data exchange is governed by user consent.
This is what makes B-CITI the transactional backbone of agentic AI: not just intelligence, but intelligence with accountability — powered by patented blockchain-based governance technology.
A Mutually Beneficial Alliance
What VCC Brings
B-CITI had the technology infrastructure. What was missing: a commercial force capable of opening doors at scale. VCC brings exactly that: established relationships with Mastercard, Chase, and Global Payments, a dedicated international sales team, and an integrated payment platform to convert every opportunity into a transaction.
What B-CITI Brings
VCC had the distribution channels, but no proprietary technology product. B-CITI offers a complete infrastructure, ready to commercialize:
• bciti+ Community OS — a turnkey super app platform, adaptable by vertical
• ATNA— an AI engine that orchestrates, recommends, and converts
• bTrusted — ethical data governance built in from the start
For VCC, commercializing B-CITI represents a rare opportunity: a credible technology platform that generates recurring revenue and is defensible — with a unique positioning on responsible AI.
What This Means for Clients and Partners
This isn't just a corporate announcement. For organizations that already trust B-CITI, it translates into: an expanded team to accelerate deliveries and respond to new requests, more competitive transaction fees, access to advanced features developed in other sectors, and accelerated expansion capacity to support their growth.
Measurable Impact
Across its municipal deployments, B-CITI’s platform has over 400,000 registered users on the bciti+ Community OS platform, with more than 40% active usage. With the launch of ATNA, its AI orchestrator and recommendation engine, B-CITI is on track to reduce call volumes within partner service centers by 30% or more. By integrating the proprietary Grounding Framework into ATNA, the company’s objective is to eliminate 95% of inaccurate information generated by AI — a critical requirement for sectors where misinformation carries real consequences, from public services to healthcare and retail.
With VCC’s payment infrastructure now integrated, the combined platform is designed to deliver measurable revenue lift for clients: higher conversion rates through AI-personalized interactions, reduced friction in payment orchestration, and a trust-driven engagement model that increases data sharing and customer lifetime value.
Proven Expertise, Now Multi-Sector
B-CITI's platform is already trusted by over 30 Canadian municipalities — one of the most complex and regulated environments imaginable. What B-CITI mastered in the public sector — high-trust engagement, personalization without surveillance, data governance under strict regulatory constraints — now becomes a decisive advantage for other sectors.
Starting in 2026, B-CITI will deploy its platform in new verticals: retail, transportation, healthcare, and strategic services.
"If you can build trust-driven AI for cities, you can build it anywhere." — Vivianne Gravel, LL.M., CEO at Solutions B-CITI Inc.
Data Sovereignty as Competitive Advantage
In an era where privacy regulations are tightening globally — from Canada’s Bill C-27 and Quebec’s Law 25 to the EU’s AI Act — B-CITI’s architecture is built for compliance by design, not as an afterthought. Organizations retain full ownership of their data and AI models. No data centralization. No dependence on third-party cloud AI that mines client interactions. This sovereign-by-design approach positions B-CITI uniquely against global platforms that trade convenience for control.
Profitable Growth, Clear Vision
Since pivoting to a B2B2B / B2B2C model and launching ATNA, B-CITI has been in profitable growth since mid-2025.
"The big platforms offer power, but at the cost of sovereignty. Our approach is different: we give organizations intelligent infrastructure, with AI they own. This joint venture gives us the means to deploy this vision globally." — Joey Vaccaro, CEO
About B-CITI
B-CITI is a Canadian AI platform company that helps organizations turn interactions into revenue through responsible AI. Its technology suite includes bciti+ Community OS, the ATNA AI engine with a proprietary Grounding Framework, and bTrusted, a patented blockchain-based data governance layer. B-CITI serves over 30 public institutions and enterprises across Canada and is expanding into retail, healthcare, transportation, and strategic services globally in 2026.
About VCC
Visible Commerce Connection Inc. (VCC) wholly owns and operates an international proprietary payment gateway spanning 160+ countries with 50+ payment methods — VCC Gateway powered by Mastercard.
VCC specializes in activating revenue at scale by combining secure payment infrastructure with commercial distribution and activation capabilities. Through the joint venture, VCC now has access to proprietary artificial intelligence capabilities, significantly expanding its ability to support intelligent, AI-driven commerce use cases.
Visible Commerce Connection Integrated Inc. (VCCi) is a majority-owned subsidiary of Visible Commerce Connection Inc. and the operating entity of the joint venture with B-CITI. VCCi delivers global payment orchestration, commercial activation, and monetization solutions through an international partner network. VCCi operates with access to proven integration and technology resources, enabling rapid, secure, and scalable deployment of enterprise-grade commerce and AI-enabled transaction solutions.
Media Contact
To Learn More or Request a Demo sales@bciti.com
Solutions B-CITI Inc.
bciti+ — bTrusted — ATNA
Trust before intelligence